| Rates |
SAVINGS
TYPE |
RATES |
APY |
MIN BALANCE |
---|---|---|---|
Regular Shares | .10% |
.10% |
$5 |
Share Accumulation | .30% |
.30% |
$3500 |
Christmas Club Checks mailed in November |
.05% |
.05% |
$5 |
IRAs | .50% |
.50% |
$5 |
SHARE CERTIFICATE RATES
TERM |
RATES |
APY |
MIN BALANCE |
---|---|---|---|
03 MONTHS | 0.15% |
0.15% |
$500 |
06 MONTHS | 0.25% |
0.25% |
$500 |
12 MONTHS | 2.50% |
2.50% |
$500 |
24 MONTHS | 3.50% |
3.50% |
$500 |
The interest rates on share certificates may change monthly. All savings accounts are federally insured up to $250,000.00 by the NCUA a federal agency.
Dividends posted quarterly.
LOANS
Signature: 11% to 18%
- One, two, three, or four year payback
- Maximum three times monthly salary amounts in excess of $4000.00 must meet loan guidelines
AUTO/BOATS/MOTORCYCLES/TRACTORS/RVS: 6.49% TO 14.49%
Effective July 24, 2023- New or Used
- Financing up to 100% for up to 84 months (must meet established loan guidelines)
- or 90% of sticker (new) or 90% NADA retail (used)
SHARE SECURED OR CREDIT BUILDER LOANS
- 3.25% is the current rate
*RISK BASED: THE ANNUAL PERCENTAGE RATE(APR) YOU RECEIVE WILL BE WITHIN THE RANGE DISCLOSED ABOVE AND IS BASED ON YOUR CREDIT WORTHINESS. RATES ARE DETERMINED BY YOUR BEACON SCORE. RATES MAY CHANGE WITHOUT NOTICE. SAVINGS INSURED UP TO $250,000.00 BY THE NCUA A FEDERAL AGENCY
TENNESSEE DEPARTMENT OF SAFETY CREDIT UNION
1150 FOSTER AVE
NASHVILLE, TENNESSEE 37243
(615) 251-5146